Blog

Market Cycle

Most people tend to react to the market based on what everyone else is doing. If a person buys at the top of the market, there is the lowest chance for opportunity and the highest degree of risk. On the other hand, if a person buys at the bottom or near the bottom, there is…
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The Time to Buy is Now!

Sales prices are rising in most markets and in most instances, and are expected to continue to appreciate. Interest rates have been rising and are expected to continue. They are however, lower than they have been in generations and still a bargain compared to the average mortgage rate for the last 40 years. Fixed rate…
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This Month In Real Estate

THERE'S OPPORTUNITY IN EVERY MARKET! HOME PRICES Home prices continued their seasonal decline in October as the median home price declined to $219,600 according to the National Association of Realtors. This was a decrease of 0.9% from September and a year-over-year increase of 5.8%. As we move into the winter months, we should begin to…
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How Much House Can You Afford?

Your lender decides what you can borrow but you decide what you can afford. Lenders are careful, but they make qualification decisions based on averages and formulas. They won't understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected - for all…
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