Why Real Estate Is Still a Smart Investment in Texas

By Ron Moore, Real Estate Agent | Collin County, Texas

Whether you’re considering moving to Collin County or simply exploring the idea of buying property in Texas, real estate continues to prove itself as one of the most reliable long-term investments in the Lone Star State. From strong population growth and economic expansion to favorable tax laws and stable demand, the Texas housing market offers a compelling case for homeowners and investors alike.

In this in-depth guide, we’ll explore why buying real estate in Texas—especially in growing areas like Collin County—remains a smart decision in 2025 and beyond.

Why So Many People Are Moving to Collin County

Located in North Texas, Collin County offers the perfect mix of suburban convenience, family-friendly communities, and access to major job markets. As more people seek affordable living outside of Dallas, Collin County has become a top choice for those relocating to Collin County.

According to the U.S. Census Bureau (opens in a new tab), Texas continues to lead the nation in population growth. With an average of over 1,000 new residents moving to the state every day, housing demand continues to climb, making now a smart time to invest.

Economic Growth Fuels Real Estate Value

One of the key reasons real estate investment in Texas remains strong is due to the state’s robust and diverse economy. Home to corporate headquarters like Toyota, AT&T, and ExxonMobil, Texas continues to attract job seekers and entrepreneurs. According to Texas Economic Development (opens in a new tab), the state ranks among the top for business relocations and expansions.

In Collin County, proximity to booming cities like Plano, McKinney, and Frisco means buyers can enjoy a high quality of life with city access—a major selling point for families, retirees, and professionals alike.

Texas Has No State Income Tax

Texas is one of only a few states that does not levy a state income tax, making it especially attractive to high earners, remote workers, and business owners. This tax-friendly environment contributes directly to long-term property demand, especially in places like Collin County where you get more space and value for your investment.

In contrast to states like California or New York, where income tax and property tax burdens are heavy, Texas’ financial advantages (opens in a new tab) support a thriving real estate market even during national slowdowns.

Real Estate as a Hedge Against Inflation

With inflation affecting every industry, real estate remains one of the best-performing assets to protect your money. Property tends to appreciate over time, and in Texas, home values have outpaced national averages over the last 10 years.

According to Zillow’s Home Value Index (opens in a new tab), the Texas housing market has remained resilient even when mortgage rates fluctuate. That means your investment not only holds value—but often grows.

Whether you’re purchasing your primary home or building a rental portfolio, buying property in Texas provides consistent returns and helps secure your financial future.

Steady Demand and Low Vacancy Rates

Collin County and the greater North Texas region enjoy one of the lowest residential vacancy rates in the state. As more people choose to rent before buying, landlords benefit from steady cash flow and high rental demand.

This makes Collin County a prime area for real estate investors. From single-family homes to duplexes and townhouses, the rental market here is thriving. According to RentCafe (opens in a new tab), average rental rates in the region continue to rise year over year, offering a dependable return for landlords.

Real Estate Outperforms Stocks for Many Texans

While the stock market can be volatile, real estate remains a tangible, reliable asset that grows over time. In fact, a report from the Federal Reserve (opens in a new tab) found that real estate made up a larger share of net worth for middle-income earners than stocks.

In Texas, where property ownership is culturally and financially valued, investing in real estate provides long-term security—especially as more people consider moving to Collin County or other high-growth areas in the state.

Collin County Offers Unique Lifestyle Advantages

Collin County isn’t just another Dallas-area suburb—it’s a lifestyle destination. With its master-planned communities, excellent schools, parks, shopping centers, and high quality of life, it attracts buyers looking for more than just a house.

Families love the community atmosphere and strong school districts. Retirees appreciate the green space and safety. Professionals working remotely or commuting into Dallas are drawn to the balance of convenience and calm that Collin County offers.

Equity Growth and Tax Benefits for Owners

Owning property in Texas doesn’t just offer appreciation—you’ll also enjoy a variety of tax benefits, including:

Mortgage interest deductions
Property tax deductions
Depreciation (for investors)
1031 exchanges for deferring capital gains

According to IRS.gov (opens in a new tab), these deductions can significantly reduce your annual tax burden and increase your ROI—especially for those investing in multiple properties.

Lead Magnet: Thinking About Moving to Collin County?

If you’re planning to relocate, don’t navigate the Texas real estate market alone. I provide customized relocation consultations, including:

A personalized home search based on your lifestyle
Community insights on Collin County’s best neighborhoods
Local lender and moving company referrals
A full pricing and selling strategy if you need to sell your current home

📩 Click here to request your free relocation guide to Collin County
📞 Or call/text me at 214-542-2405 for immediate support.

Lead Magnet: Free Investment Strategy Call

Interested in building long-term wealth with real estate? I work with both first-time and seasoned investors to:

Identify high-demand rental neighborhoods in Collin County
Estimate potential ROI on specific properties
Connect with trusted lenders and property managers
Assist with 1031 exchanges and portfolio growth

📩 Click here to schedule your free 15-minute investment strategy session
Let’s talk about how real estate investment in Texas can help you reach your financial goals.

Next Steps: Let’s Talk About Your Goals

The Texas real estate market continues to be a top performer in 2025, and Collin County is right in the middle of the action. Whether you’re relocating to Collin County, looking to buy your first home, or ready to expand your investment portfolio, the opportunity is here—and it’s growing.

I’m Ron Moore, a local real estate expert here in Collin County, and I’m ready to help you make smart, informed decisions. Ready to talk about your move, investment, or selling strategy?

📞 Call or Text Me Today at 214-542-2405
📧 Or request a private consultation using my contact form.

Let’s build your future—right here in Collin County, Texas.